I am greeted with the foul stench of BLATANT USURY as I step through the veil. Truly, a hive of treachery.
In the past, I've considered pursuing such an interest in monetary schemes - such as TRADING QUIRKY PICTURES OF NEARLY-FAMILIAR TAPIRS, of which the only value that exists are speculation and collection. Unfortunately, I was quickly outdone by those wretched STAMP COLLECTORS, who had already been in the industry for years before me!
LOANY LONESOME sits behind the desk, smug in all of his glory. In the past, I might have despised people like him - but I've come to respect how, ultimately these people were able to turn the misfortune of others into success for themselves.
In school, they would teach the children that success is not a finite resource. I agree. But it is easier to reach out and take the success of other's failures. That was what I failed to realize when I was young - and so I resented those who cast me out.
Now? I am privy to these strategies - and I've incorporated them into my own skillset. Pragmatism can only yield dividends.
For now, it seems that LOANY is currently engaged with a DISTRESSED CUSTOMER.
"But Loany! I can't afford this month's rent! Please, I need another loan, or else I'll be doomed!"
Oh, boo hoo. Oftentimes, people like this are products of their own actions. Poorer folk cannot afford to spend money on frivolous things - and you'll find that with clever saving, one can claw their way up even some of the harshest economies in the UPREALM, provided they are not being duped by their Lords.
...Unfortunately for me, fortune does not shine on people like me so straightforwardly.
"Sorry Mr... Buddison. I don't do credit."
"Please! I'll do anything!"
Said customer seems quite frazzled. I don't think I've seen someone sweat this much since the Summer Festival being ran by CAPSACINAL TOWN, where someone had the brilliant idea that - 'if your mouth's already on fire, then the summer heat won't be as hot in comparison, right'?
"Anything, you say? That's what you said last time. I've only got one more loan left today, and unless you can prove yourself..."
LOANY seems to be closing in on a decision, before he notices me and Flamedrake standing in the doorway.
"Hm? What do you want? You'll have to wait until I'm finished with the current client."
Well enough for us. Gives us time to think on our options.
LOANY is clearly a fearsome man. He's hardened himself over years of being the one to tell these poor saps that, 'no, I won't be bailing you out from a life of misery', week after week. As such, emotional appeals are unlikely to work against him.
We could offer Loany an alternative to this customer, taking the LAST LOAN and using the money for other means.
While normally, the interest rates of an usurer are unreasonable to content with - given that we do not approach this from the perspective of a typical civilian. After all - there's far more
Alternatively, we could actively inquire about Mr. Buddison's issues and see if there's something we could do. But I have little interest in doing good deeds if they don't lead to the completion of our plan.
Perhaps it is also worth taking note of this DISTRESSED CUSTOMER - everyone knows that the desperate are also the least picky. We could get some use out of him later.